Bariatric surgery is becoming a very popular procedure as findings show that it can help people overcome and manage health conditions such as type 2 diabetes, heart disease, high cholesterol, sleep apnea, and high blood pressure. In fact, according to the American Society for Metabolic and Bariatric Surgery, (ASMBS) bariatric surgery can improve or resolve more than 40 obesity-related diseases or conditions and has been shown to be the most effective and durable treatment for morbid obesity.
Although there are life-altering benefits from weight loss surgeries, many insurance companies do not cover the costs. An article by Fox News titled, “Few eligible patients can get weight -loss surgery” explains, “Nearly two-thirds of health plans sponsored by employers don’t cover weight loss surgery, which can cost between $15,000 and $25,000. Those that do often mandate that patients meet a number of requirements, including special diets and psychological evaluations, before they can get the procedure covered.” Even if patients do meet the long list of requirements needed for coverage, often times they still end up spending large amounts out-of-pocket.
Financing bariatric surgery makes treatment possible for patients who are uninsured or underinsured. American HealthCare Lending, a leader in bariatric surgery financing, believes that everyone should be able to afford treatment. Traditionally, the healthcare financing industry has been made up of high-interest credit cards, which include confusing terms, hidden fees and charge retroactive interest. American HealthCare Lending prides itself on offering patients a healthier financing option. Its simple interest loans have no prepayment penalties, no retroactive interest and low monthly payments. In addition, the loan inquiry process does not negatively impact the patient’s credit and only takes minutes for the patient to complete on any device.
American HealthCare Lending provides weight loss and bariatric surgery financing for any bariatric expense including but not limited to the following:
- Gastric Bypass
- Gastric Banding (Lap-Band)
- Sleeve Gastrectomy
- Duodenal Switch
- Revision Surgeries
- Pre-op testing and appointments
- Other related treatments and procedures