August 21, 2014

According to a recent article by Modern Healthcare, more and more patients are asking the same questions, “How much will it cost?” and “Do I really need it?”  These types of questions have become more frequent because of the implementation of high deductible plans.  Currently, with high-deductible health insurance plans, patients are often accountable for thousands of dollars in health care costs before the deductible is met and insurance starts to pay.  According to the Kaiser Family Foundation, the average HDHP deductible in 2013 was more than $2000 and the average individual deductible on the Obamacare bronze plan was $5,081.  Many doctors are concerned about their patients not getting the care they need because of these high out of pocket expenses.

It is evident that these high deductible insurance plans are causing patients to think twice about getting the treatments they need.  American HealthCare Lending’s platform helps to make health care more affordable by offering loans for high deductibles and large out of pocket expenses.  Having a deductible financing resource for patients in medical offices is critical in this day and age.   This allows individuals to receive the treatments they need at the time they need regardless of their out of pocket responsibility.

Not only can American HealthCare Lending make treatments more affordable through a high deductible loan program but the process is so easy and fast that patients can receive a decision in less than two minutes, and they can complete that process from any device; smartphone, computer, or tablet.

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