Infertility is a problem that affects about 15 percent of the population in the United States. According to the National Survey of Family Growth, 1 in 8 couples, (or 12% of married women) have trouble getting pregnant or carrying a pregnancy the full term. Although treatment for infertility is commonly available with improving rates of success, many couples cannot go through with it because of the high costs. Individuals receiving fertility treatment are frequently responsible for large upfront payment amounts in order to pay for procedures and medications.
Very few employers and insurers cover infertility treatments. An article in the New York Times explains, although 65 percent of large companies will pay for an initial evaluation by a fertility specialist, just 27 percent cover the costs of procedures such as in vitro fertilization, which costs on average $12,400. Uncertainty of outcomes, emotional ups and downs, and decisions about deciding when to give up on treatments can make fertility treatment a stressful ordeal.
American HealthCare Lending understands that infertility can be an emotionally draining experience. Couples dealing with this problem should not have to worry about the financial burdens as well. This is why we have created a fertility financing platform that proudly covers any fertility expense, including medications, treatments and procedures. AHCL offers loan amounts up to $100,000, and longer terms for lower monthly payments. AHCL loans are also a healthier option for families that clinics can proudly offer to their patients. In addition, the loan inquiry process does not negatively impact the patient’s credit and only takes minutes for the patient to complete from anywhere, on any device. This revolutionary service will help couples nationwide to afford such a life-changing moment; creating a new family member.