No Discount Fees

We charge no fees per funded loan. Our competitors usually charge 5-15%1 (if not more) whenever you fund a loan.


Perform more procedures with affordable terms up to 60 months2.

A Better Option for Your Clients

No prepayment penalties, terms up to 60 months2, and no retroactive interest.

Fast, Easy, & Convenient Process

Available from any device, 24/7.

Save Thousands

Get paid in full for plastic and cosmetic procedure loans with no discount fees.

Premium Online Provider Dashboard

Real-time reporting, unlimited training, and unlimited support.

A Name You Can Trust

We have over 1000 provider locations
Over 250,000 applicants have received over $3 Billion of loans through our lenders
Save over $2000 when you fund a loan with Prosper Healthcare Lending

Refer your patients to an affordable financing option to cover their cosmetic or plastic surgery expenses.

Eligible Procedures?

In today’s world, plastic surgery is becoming more and more popular. However, receiving these procedures from qualified surgeons is costly and may not be possible for many. Most of the time insurance is of little help unless the surgery is necessary due to an accident or for reconstructive purposes. Otherwise, patients will most likely need to pay for the expenses in their entirety, out of pocket, which prevents many from every receiving the surgery that they want or may need. In cases where insurance does help, many are still left with out of pocket costs because of high insurance deductibles.

Prosper Healthcare Lending has created a patient financing program to make plastic surgery affordable. This innovative program benefits the patient and provider. The patient will have fast and easy access to loans that charge no retroactive interest or pre payment penalties. Also, the loan inquiry process does not negatively impact the patient’s credit and only takes minutes for them to complete on any device. The PHL platform also benefits the healthcare provider by charging no discount fees, meaning they will not have to pay a fee each time a loan is funded. This can lead to thousands in savings each year, making PHL a great addition for plastic surgery centers nationwide.

Prosper Healthcare Lending provides access to cosmetic and plastic surgery loans for the following, but not limited to, treatments and procedures:

  • Scar Revision
  • Tissue Expansion
  • Hand Surgery
  • Cleft Lip and Cleft Palate Surgery
  • Breast Reconstruction and Reduction
  • Facial Implants
  • Eyelid Surgery
  • Facelift Surgery
  • Tummy Tuck
  • Thigh Lift

Case Study