Who we are

Prosper Healthcare Lending is a patient financing marketplace company. We sit at the intersection of the healthcare, technology, and financial services markets and we are using technology to bring innovative financial services solutions to a massive healthcare problem. Our patient financing platform allows healthcare providers nationwide to help Make Healthcare Affordable™ for patients every day by referring patients with good credit to affordable installment loans offered through Prosper.
Prosper Healthcare Lending is a subsidiary of Prosper Marketplace, America’s first peer-to-peer lending marketplace, with more than 2 million members and over $6,000,000,000 in funded loans.


What makes us different

Prosper Healthcare Lending’s platform gives healthcare providers the ability to refer patients to financing at the point of service, from the provider’s website, or from any mobile device. The financing can be used to pay for elective or other procedures not covered by insurance, insurance deductibles, co-insurance, or any large out-of-pocket expense for any healthcare service.

How we work

Prosper Healthcare Lending is able to instantly deliver patients affordable loan offers. The lenders who fund these loans have streamlined their operations to refer patients to a seamless online lending experience through the Prosper Healthcare Lending platform. The result is that patients can submit an application with Prosper Healthcare Lending from the comfort of their home and have up to $35,000 in their bank account in as few as three days.

Why we do it

The healthcare industry is in the midst of a massive transformation that is significantly impacting the amount of out-of-pocket expenses patients are required to pay. Rising costs, high deductibles, and significant changes to insurance plans are motivating more healthcare providers to re-evaluate their revenue cycle management strategies. More and more healthcare organizations are shifting to a model that requires up-front payment before healthcare services are scheduled. Patients have never had a greater need for help in paying for large, out-of-pocket healthcare expenses.

The consumer FinTech (financial technology) space is bursting with innovation. Lenders and financial institutions are flush with capital and are searching for more ways to strategically deploy this capital by originating loans to creditworthy consumers who can provide double-digit returns to investors. Consumers have never had a better opportunity to obtain high-dollar installment loans.



Corporate Office

Prosper Funding LLC
221 Main Street, Suite 300
San Francisco, CA 94105