No Transaction Fees

We charge no fees per funded loan. Our competitors usually charge 5-15%1 (if not more) whenever you fund a loan.


Perform more procedures with affordable terms up to 60 months2.

Save Thousands

Avoid paying fees for the hospital or anesthesiologist. Pay absolutely no discount fees.

A Better Option for Your Clients

No retroactive interest, no prepayment penalties.

Fast, Easy, & Convenient Process

Available from any device, 24/7.

No Additional Staff Required

Provide affordable payment plans all online from your website.

A Name You Can Trust

We have over 1000 provider locations
Over 250,000 applicants have received over $3 Billion of loans through our lenders
Save over $2000 when you fund a loan with Prosper Healthcare Lending

Every time you fund a loan with one of our competitors, you pay 5-15% of the funding amount.

Eligible Procedures?

Medical studies are continuing to find that bariatric surgery can help patients manage and overcome a variety of different health conditions, including diabetes.  Surgery will often increase the patients overall quality of life and act as an effective tool to provide long-term weight loss.

Although the benefits from weight loss surgery can be life changing, insurance companies do not consistently cover the costs, which typically range from $15,000 to $25,000.  Insurance companies are also very selective with who they cover.  Even if patients do meet the long list of requirements needed for coverage, often times they still end up spending large amounts out-of-pocket because of high deductibles.  This is why financing for bariatric surgery is becoming more and more necessary.

Prosper Healthcare Lending’s patient financing platform can help make bariatric surgery more affordable.  Other patient financing companies often do more harm than good by offering patients high-interest credit cards, which include confusing terms, hidden fees, and charge retroactive interest.  PHL offers patients a healthier financing option.  These simple interest installment loans for weight loss surgery contain no prepayment penalties or retroactive interest. In addition, patients can check their rate quote without negatively impacting their credit and can complete the process on any device within minutes.

Prosper Healthcare Lending provides access to weight loss and bariatric surgery financing for any bariatric expense including but not limited to the following:

  • Gastric Bypass
  • Gastric Banding (Lap-Band)
  • Sleeve Gastrectomy
  • Duodenal Switch
  • Post-Surgery Appointments
  • Other related treatments and procedures

Case Study