January 12, 2015

According to a study conducted by the American Academy of Facial Plastic and Reconstructive Surgery, cosmetic surgery is growing rapidly with a 10 percent increase in rhinoplasty in 2013 over 2012, as well as a 7 percent increase in hair transplants and a 6 percent increase in eyelid surgery. The numbers, once recorded from 2014, are expected to be even higher.

Although plastic surgery can help people look and feel their best and is sometimes critical, there are people that still do not consider it an option because of the high cost and lack of insurance coverage. According to plasticsurgery.org, because cosmetic surgery is an elective procedure, it is usually not covered by health insurance unless it is for a reconstructive purpose. When patients do receive help from their insurance they must also keep in mind that they may still face out of pocket expenses due to high deductibles and co-pays.

By offering patients a third-party financing program, providers can make their treatments more affordable when coverage is not available. American HealthCare Lending is the most innovative financing program on the market today by providing loans for any plastic surgery-related expense, including deductibles.

Historically, health care financing has included high-interest credit cards with confusing terms and hidden fees. These cards often cause the patients more harm than good. American HealthCare Lending is proud to offer patients a healthier financing option. Our simple interest loans have no prepayment penalties, no retroactive interest, and low monthly payments. In addition, the loan inquiry process does not negatively impact the patient’s credit and only takes minutes for the patient to complete on any device, which allows the process to be completed right in the doctor’s office. By using the AHCL platform, providers will be able to significantly increase the number of patients they treat and change more lives for the better.