No Discount Fees

We charge no fees per funded loan on non-promotional products. Our competitors usually charge 5-15%1 (if not more) whenever you fund a dental loan.

Finance Amounts from $2,000 - $35,000

Prosper Healthcare Lending can provide access to financing for dental procedures up to $35,000 and terms go up to 60 months2.

A Better Option for Your Clients

No prepayment penalties, longer terms out to 60 months2, and no retroactive interest.

Fast, Easy, & Convenient Process

Available from any device, 24/7.

No Interest

0% interest plans3 available for well qualified borrowers.

Premium Online Provider Dashboard

Real-time reporting, unlimited training, and unlimited support.

A Name You Can Trust

We have over 1000 provider locations
Over 250,000 applicants have received over $3 Billion of loans through our lenders
Save over $2000 when you fund a loan with Prosper Healthcare Lending

Every time you fund a loan with one of our competitors, you pay 5-15% of the funding amount.

Eligible Procedures?

Many individuals have dental insurance that will help cover multiple visits to the dentist each year.  However, for other, more expensive dental procedures such as veneers, root canals, TMJ treatment, and any additional dental surgery, the patient will likely have to pay out of pocket.  The cost of receiving treatment will often cause the patient to delay procedures, which can often make the situation worse.

Prosper Healthcare Lending’s mission is to make dental care affordable.  Our innovative dental financing platform allows those with limited funds to have options when it comes to receiving dental treatment. The loans provided are a healthy option with no pre-payment penalties or retroactive interest.  Not only is this a great opportunity for patients, but providers benefit from the platform as well.  Other patient financing companies typically charge the provider 5-15% to fund each loan, while PHL charges no fees per funded loan.  This service will help individuals nationwide afford the dental treatment they need.

Prosper Healthcare Lending provides access to orthodontic and dental loans for the following, but not limited to, treatments and procedures:

  • Veneers
  • Tooth Extractions
  • Crowns
  • Bridges
  • Braces
  • Invisalign
  • Periodontal Disease
  • Wisdom Teeth Removal
  • Root Canals
  • Dentures
  • Sleep Apnea
  • TMJ
  • Implants